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Privacy Policy and Terms Of Use

https://jonphylis.com Privacy Policy


 18546 Bald Hill Rd SE, P.O. Box 619, Yelm, WA. 98597


 [email protected]





This Privacy Policy (“Policy”) applies to data collected by https://jonphylis.com, doing business under JonPhylis and Al.


This Policy describes how https://jonphylis.com collects and uses the personal information you provide (directly or through third parties), or which is automatically generated when you interact with our Website.



https://jonphylis.com Privacy Policy


This Privacy Policy describes the choices available to you regarding our use of your personal information and how you can access and update such information. For purposes of this Privacy Policy, “Personal Information” means information that personally identifies you, including your contact information, IP address, and application information. A large portion of the Personal Information we collect, use, share, and store is sensitive in nature (“Sensitive Personal Information”).



Information We Collect


We collect the following information from you:


●    Contact information such as names, business name, email address, mailing address, and phone number.

●    Unique identifiers such as username and IP address;

●  Business information including company size, and business type, and beneficial ownership information when required in the U.S., we will collect information on the beneficial owners of our business customers for purposes of the U.S. Government implemented the beneficial ownership regulation to help protect the financial system. Pursuant to our privacy policies and procedures, we will maintain beneficial ownership information in our system of record.



Use of Information



We use the information we collect to:


●    Compile, save, use and analyze your Personal Information in both a personally identifiable form and as part of aggregated data.

●    Operate, maintain, improve, and provide to you the Service and to conduct our business, including the referring you to third party.

●    Third party should process your business’s application and determine whether or not your business qualifies for the available program.

●    Communicate with you to send confirmations, respond to customer service requests, send marketing communications, and send account update notifications.

●    Post and review your comments on our site or third party's site.

●    Conduct research and analyses to better understand our customers; and

●    Produce data analytics and reports containing de-identified summaries of Personal Information and other information that is not Personal Information (such information, “General Information”) that we share with business partners. General Information may include Personal Information that has been aggregated and will not identify you.



Privacy and Sharing of Information


https://jonphylis.com may share your information with other entities or its affiliates for business purposes. Should you apply for https://jonphylis.com or its affiliated entities for a financial product or service, https://jonphylis.com may share your application status.

https://jonphylis.com will share your Personal Information with third parties only in the ways that are described in this Privacy Policy and as required by law. Neither https://jonphylis.com (nor any of its affiliated entities) will sell your Personal Information to third parties.


We will provide your Personal Information, which may include application information, to our trusted business partners, third party affiliate of https://jonphylis.com products, service providers, and subsidiaries and affiliates to provide services to help us with our business activities, such as offering customer service or secure data storage, and other similar services.


These companies are authorized to use your Personal Information only as necessary to provide these types of services to us. In addition, we may share your basic information (name, company name, phone number, and email address) with one of our business partners to market their services to you, provided, however, if you do not want us to share your Personal Information in these circumstances with these business partners, please contact us to opt out by email at [email protected] or by postal mail at the contact information listed below. In addition, we may also share General Information for the same reasons as we provide Personal Information and for business partners and others to conduct analyses and research and track marketing performance or as otherwise provided in the Tracking Technologies part here in.


We may also disclose your Personal Information:


●    As required by law, such as to comply with a subpoena, or similar legal process.

●    When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a request from a governmental entity.

●    If https://jonphylis.com is involved in a merger, acquisition, or sale of all or substantially all of its assets or equity, in which case, you will be notified via email and/or a prominent notice on our Website of any change in ownership or uses of your Personal Information, as well as any choices you may have regarding your Personal Information; and, to any other third party with your prior consent to do so.


User Access and Choice


If your Personal Information changes, or if you no longer desire our service, you may correct, update, amend, delete/remove, ask to have it removed from a public forum or testimonial on our website or deactivate it by emailing our Customer Support at [email protected] or by contacting us by postal mail at the contact information listed below. We will respond to your request within 30 days.


We will retain your information for as long as reasonably useful for commercial purposes. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.



Opt-Out Policy


https://jonphylis.com and our business partners may contact you to offer you products and services that may be of interest to you. Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails, telephone solicitations or other forms of contact from https://jonphylis.com and our trusted business partners by following the unsubscribe instructions included in these emails, accessing the email preferences in your account settings page or by contacting us by email at [email protected] or by postal mail at the contact information listed below.



Tracking Technologies


https://jonphylis.com and our partners (for example, our marketing partners), affiliates, or analytics or service providers, including our live chat, marketing trackers, and survey tool service providers use cookies or similar technologies. These technologies are used in analyzing trends, administering the Website, tracking users’ movements around the Website and together demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.


A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies for user authentication and analytics. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our website, but your ability to use some features or areas of our Website may be limited. If you would like to learn more about cookies or how to configure your browser, please visit www.allaboutcookies.org.



Log Files


As is true of most websites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating systems, date/time stamp, and/or click stream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you and to improve marketing, analytics, and Website functionality.



Behavioural Advertising/Retargeting


We partner with third parties to display advertising on our Website and manage our advertising on other sites. Our third-party partners may use technologies such as cookies to gather information about your activities on this Website and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt out by emailing [email protected]


Please note this does not opt you out of being served advertisements. You will continue to receive generic advertisements.

Security of Information


https://jonphylis.com takes the security of your information very seriously. Your information is securely sent to https://jonphylis.com with 128-bit encryption over the Transport Layer Security (TLS) protocol. This creates an encrypted connection between your browser and our servers. Thus, when you enter Sensitive Personal Information on our forms, we encrypt the transmission of that information. If you have any questions about the security of your personal information, you can contact us at [email protected].



Additional Information



Links to third Party Sites


Our Website includes links to other websites whose privacy practices may differ from those of https://jonphylis.com, including the websites of our affiliated entities. If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any website you visit.





Our Website may offer publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your Personal Information from our blog or community forum, contact us by email at [email protected] or by postal mail at the contact information listed below. In some cases, we may not be able to remove your Personal Information, in which case we will let you know if we are unable to do so and why.





We may display personal testimonials of satisfied customers on our website in addition to other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us by email at [email protected] or by postal mail at the contact information listed below.



Changes to This Policy


We may update this Privacy Policy to reflect changes to our information practices. If we make any material changes, we will notify you by email or by means of a notice on this Website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.



Contact Information


If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, please contact us by email at [email protected], or with a letter by postal mail to:


https://jonphylis.com, 18546 Bald Hill Rd SE, P.O. Box 619, Yelm, WA 98597


To opt out of marketing communications: please use one of the communication methods below, and include your full name and business mailing, email addresses and account number if applicable. Once we locate your contact information based on the information you provide us, it will be removed from our databases and mailing lists.


1.   Send an email to: [email protected]

2.   Send a letter to:


https://jonphylis.com ATTN: Underwriting 18546 Bald Hill Rd SE, P.O. Box 619, Yelm, WA 98597